Auto Coverage

GuideOne has been protecting drivers with auto coverage for more than 60 years. GuideOne offers two unique auto products: Responsible Choice auto coverage and FaithGuard® auto benefits.

GuideOne has a passionate commitment to eliminating drinking and driving. We believe that if you don't drink and drive, you shouldn't pay for the actions of those who do. That's why we're proud to offer Responsible Choice Auto Coverage, a quality, competitive insurance coverage for those who share our concern and commitment.

We also offer unique FaithGuard auto benefits for churchgoers to protect their church activities, travel, and lifestyle. These special benefits are included at no extra charge.

Important: Due to applicable state laws, certain coverages may not be available in your state. Please contact your GuideOne Insurance agent for coverage availability.

Responsible Choice Auto Coverage

Features

Responsible Choice includes the following features:

Liability
Medical
Income protection
Collision
Physical damage other than collision, including storms, vandalism, fire, theft, flood, hail, and other damages
Uninsured and underinsured motorists

Benefits

Responsible Choice coverage offers benefits beyond other typical automobile insurance policies. The following are just a few examples.

No deductible if your windshield needs repaired.
Transportation expenses if you are stranded because of damage to your vehicle.
No depreciation on a new car if stolen or irreparably damaged in the first 90 days.
Car loan payoff if you do not survive an accident with your covered auto.

Coverage Options Available

Death and disability. Up to $25,000 per person for accidental death and specified disability.
Extended transportation expense. Increases the amount paid for car rental when your vehicle is stolen or damaged in an accident.
Towing/Roadside Repair. Pays when your car is disabled for any reason. A range of limits are available.

Discounts

Discounts are available for the following:

Non-drinkers.
Pastors, executive church administrators, and full-time seminary students.
A homeowners policy insured with GuideOne.
Good students with a "B" average or better.

Choose GuideOne and discover why our experience makes a difference.

This information is only a general description of the available coverages and is not a contract. In an effort to keep your policy coverages affordable, the actual policy contains certain limitations and exclusions. Please refer to your insurance policy for the pertinent contract language and coverages. Some coverages or discounts are not available in all states.

GuideOne welcomes all applications, without regard to religion, race, color, national origin, sex, handicap, or familial status.