Insurance for Your Home
Important: Due to applicable state laws, certain coverages may not be available in your state. Please contact your GuideOne Insurance agent for coverage availability.
Homeowners Coverage
If you're like most people, your home is one of the largest investments
you'll ever make. So it just makes sense to protect it with
quality coverage from GuideOne Insurance. GuideOne provides you with the coverage you need with multiple policy options that allow you to customize your coverage.
Features
Our homeowners policy includes coverage for your residence, garage, and other adjacent structures, personal property, and personal effects against many causes of loss, including fire, lightning, wind, hail, theft, vandalism, and more. And it offers a wide range of deductibles from which to choose.
Benefits
These benefits are automatically included in our homeowners policy:
- Inflation protection on your property
- Theft from a vehicle
- Business property
- Debris removal
- Trees, shrubs and plants
- Grave markers
- Additional living expense
Discounts
Personal
Liability Protection
Every GuideOne homeowners policy includes personal liability protection. This protection extends to family members living in the home and covers the following:
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Personal liability to tradespeople, guests, or other persons injured at your home.
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Medical expenses for injuries to others on your premises, regardless of liability.
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Damage to property of others caused by family members living in the home.
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Cost of defending suits, including attorney fees, until coverage is exhausted.
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Injuries to others arising from acts by family members living in the home or pets.
Coverage Options Available
To meet your specific needs, additional coverage options are available for a fee:
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Identity fraud expense relating to identity theft.
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Coverage for valuable possessions such as jewelry, antiques, and fine art.
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Contents coverage for a relative staying in an assisted living facility.
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Trailers, boats, motors, golf carts, and other equipment may also be endorsed for additional coverage.
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Personal Injury
Choose GuideOne and discover why our experience makes a difference.
This information is only a general description of the available coverages and is not a contract. In an effort to keep your policy coverages affordable, the actual policy contains certain limitations and exclusions. Please refer to your insurance policy for the pertinent contract language and coverages. Some coverages or discounts are not available in all states.
GuideOne welcomes all applications, without regard to religion, race, color, national origin, sex, handicap, or familial status.
