Mutual Ownership. American Values. Niche Expertise.
GuideOne has a long history of serving niches – Religious Organizations, Nonprofits & Human Services, Schools, Small Businesses and Programs. We are excited to further the company’s diversification by launching GuideOne National, our E&S carrier that is committed to serving five key industry verticals:
- Infrastructure & Rail
- Technical Property
- Energy & Mining
- Financial / D&O
The GuideOne Difference
GuideOne brings three competitive advantages to the E&S market:
- As an American Mutual Insurance Company located in the heart of the country, we understand the needs of American businesses. We are here to fill a market need for capacity.
- We work exclusively with a small number of Wholesale Brokers who bring a high level of expertise and professionalism to the E&S markets we serve.
- Best-in-class underwriting and engineering talent. Our leadership and this team have strong E&S experience and are finely attuned to the unique and complex risks in this market. We are committed to bringing in top industry talent, with a demonstrated record of success.
From bridges to dams to rail networks, we offer a full line of property and casualty coverages. Our underwriting team is comprised of industry experts with extensive product knowledge and risk-management expertise.
Our infrastructure and rail operational risks appetite includes:
- Rail Networks
- Port and Motorway
Leveraging the technical expertise of our specialized underwriters, who have proven experience in the construction industry, our Construction sector offers customized coverage options for your unique construction risks.
Our constructions risks appetite includes:
- General Liability - Wrap-up only
The GuideOne team has extensive industry knowledge and is able to provide businesses with tailored insurance solutions for their unique risks. Our full line of coverages include:
- Mineral & metal processing
- Oil & gas - midstream and downstream
- Plus traditional and renewable power generation & distribution business
Our Technical Property sector offers a diverse appetite that provides property coverage solutions for your unique business operations. We will entertain most classes of occupancy, from soft risks such as commercial real estate schedules to tough manufacturing exposures. The depth of experience of our team allows us to work closely with clients to create tailor-made solutions for the most challenging situations.
Required documents for the submission:
- Statement of Values in excel format
- Summary of the Insured’s operation
- Proposed policy wording
- Proposed program layers, pricing and deductibles
- 10 year loss runs with details of any significant losses (over $1M) and future risk mitigation details
- Engineering reports on all key locations
- Business Continuity Plan for risks where Time Element exposure exists
Our first product is an Excess Liability Follow Form that is being used for Directors & Officers Insurance for Publicly Traded Companies. We have a diverse appetite and operate within the Non-Admitted Marketplace. We are proud to be an exclusive carrier for RT Specialty, LLC.
Required documents for submission:
- 5 years of loss runs
- Sample forms of the followed policy
Rick Cullen | Senior Vice President, Programs and E&S
Rick leads GuideOne’s Programs and E&S segments and is responsible for overseeing the infrastructure, profitability and development of new Program and E&S business, in addition to guiding the success of CGA Insurance Services. Rick brought three decades of property and casualty insurance experience to GuideOne when he joined the company in 2017. Much of his previous experience focused on program development and program management. Rick also gained rich experience and leadership skills by spending time at companies including W. R. Berkley and QBE North America.
Nick Batten | Vice President, E&S Property
Originally from the U.K., Nick commenced his insurance career as a property retail broker in the London market. Now located in Rhode Island, he joined GuideOne National to lead and develop the E&S Property Underwriting team by providing strategic oversight and engagement in response to market trends and company goals. Nick served as Vice President, Manager Global Services Americas at FM Global before joining GuideOne National.
Dan Conway | Head of Financial Lines
Dan leads the strategy of our Financial Lines business unit by overseeing training programs, underwriting efforts and product development. He began his insurance career as an underwriter of Management Liability and Crime Insurance Products. Dan now specializes in Directors and Officers, Employment Practices, Fiduciary and Professional Liability insurance. Since joining GuideOne, he has also earned his Property, Casualty and Surplus Lines license in the state of Iowa.
Jude DiBattista | Vice President, Head of Casualty
As Vice President, Head of Casualty, Jude is responsible for driving the implementation of strategic underwriting approaches to lay a solid foundation for long-term profitable results. Previously serving as Chief Casualty Underwriting Officer, Brokerage, at Nationwide, he is an exceptional leader who has vast knowledge of the property and casualty insurance markets and experience managing and transforming portfolios of business.
Jim Murakami | Vice President, Programs
Jim is responsible for the day-to-day operations of GuideOne’s Programs business segment. He’s an experienced, knowledgeable leader who brings a unique blend of underwriting acumen and program expertise to this role. Prior to joining GuideOne, Jim gained valuable experience working with large commercial carriers including W.R. Berkley, QBE North America and CNA Insurance. He earned his bachelor’s degree from the College of Business at California State University-Long Beach, and he also holds the Charter Property Casualty Underwriter (CPCU) designation.
Joe Simeoni | Lead E&S Underwriter
Joe continues to develop his skills as an underwriter and gain property expertise by supporting the Vice President E&S Property and managing a team of underwriters to achieve the group’s growth ambitions. Prior to joining GuideOne National, Joe served as a Property Product Lead at Swiss Re, working to unify the technology, underwriting and claims teams as they developed a new vertical.
Pam Ulfers | E&S Underwriter
Pam supports the E&S team in establishing significant business relationships with her strong customer service skills. She has held various roles within a commercial carrier throughout her career, so she also brings comprehensive underwriting knowledge to the Infrastructure and Rail unit.
Francesca Finucane | E&S Underwriter
Francesca supports the senior E&S underwriters by collaborating with them on accounts and relationships, analyzing submissions to determine suitability and looking for ways to improve underwriting processes. Her diverse professional background brings valuable perspectives to the E&S team as they work to find profitable solutions for clients.