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Liability Coverage for Education

Teach with peace of mind.

You are preparing students for the future. But is your educational institution ready for right now? GuideOne Insurance offers custom General Liability insurance coverage for educational institutions, schools and seminaries, including K-12 and higher education. You can continue your mission of education with confidence, knowing you are covered for many of the risks facing educators today.  

  GuideOne’s General Liability for education coverage protects you against the following:

  • Expenses resulting from a crisis event occurring during your school-sponsored activity
  • Injury resulting from counseling and guidance services performed by a school counselor to our students while acting within the scope of their duties as your employee
  • Legal liability of your school from injuries to people or damage to their property
  • Liability for nurses, athletic trainers, student nurses, and student athletic trainers
  • Medical expense coverage, regardless of fault
  • Personal and advertising injury liability, such as libel and slander

Employees, officials, staff and volunteers acting on behalf of your organization are protected under the General Liability coverage.

Optional Liability Coverages

Customize your liability insurance policy to get the level of protection you need. A wide variety of additional optional coverages are available:

  • Directors and Officers and Educators Legal Liability
  • Educators Management Liability, which includes:
    • Directors and Officers
    • Educators Legal Liability
    • Employment Practices Liability
  • Employee Benefits Liability
  • Employment Practices Liability
  • Sexual misconduct liability

Looking for even more protection for your educational institution? Ask about our comprehensive property coverage.  

This information is only a general description of the available coverages and is not a contract. In an effort to keep your policy coverages affordable, the actual policy contains certain limitations and exclusions. Please refer to your insurance policy for the pertinent contract language and coverages. Some coverages or discounts are not available in all states.