Small Business Insurance for Your Properties

You Manage Property. We Help Protect It. 

With all the details that go into managing properties, you may not have time to worry about finding custom coverage that helps safeguard the business you’ve worked hard to build. That’s why we’re here.

Some of the types of Real Estate businesses we insure include:

  • Apartment Buildings
  • Condo Associations
  • Townhouse Associations

 

Coverages

Your business is everything to you. Protecting it is everything to us. 

In addition to key coverages such as property and liability, we also offer coverages tailored for your real estate business, including:

  • Condo or Townhouse Association Liability
  • Customers’ Goods Legal Liability (Apartments)
  • Cyber Suite
  • Debris Removal
  • Directors, Officers and Trustees Liability
  • Employee Dishonesty
  • Equipment Breakdown
  • Loss or Damage to Tenants’ Autos
  • Ordinance or Law
  • Outdoor Property
  • Outdoor Signs
  • Water Back-up

Additional Coverages

Our coverage has evolved to help protect you from today’s concerns. Our additional coverage also includes:

  • Business Auto
  • Workers' Compensation

Eligibility Considerations

Eligible

Ineligible

  • Five locations or fewer
  • Boarding houses
  • Property values per location of $5M or less
  • Family planning centers
  • Up to 50 employees 
  • Hotel/motel
  • Gross sales per location of $6M or less 
  • Labor unions
  • Buildings less than 40 years in age OR with acceptable updates
  • Political campaign headquarters or offices
  • 35,000 square feet or less
  • Real Estate risks located in FL, LA, MA, NJ, NY
  • Two or fewer claims in the last three years 
  • Three of four family dwellings
 
  • Boarding houses
 
  • Family planning centers

Are you a small business insurance agent? Grow your business with GuideOne. 

Become a Guideone Agent today