Small Business Insurance for Service Providers 

Serving Others and Enriching Lives

Your business is built on your customers’ trust. Because of your unique services, you are also exposed to unique risks. That’s where GuideOne comes in. We provide coverage that’s tailored to your business, so you can continue serving your valued customers. We won’t let them – or you – down.

Some of the types of Service businesses we insure are:

  • Barber Shop/Beauty Salon
  • Dry Cleaning
  • Engraving
  • Funeral Home
  • Laundromat
  • Mail Box or Package Store
  • Nail Salon
  • Photographer
  • Printers
  • Self-Storage Facility
  • Tailor

Coverages

Your business is everything to you. Protecting it is everything to us. 

In addition to key coverages such as property and liability, we also offer coverages tailored for your business, including:

  • Bailee - Personal Property of Others
  • Business Income from Dependent Properties
  • Customer' Goods Legal Liability (self-storage facilities)

    Equipment Breakdown

  • Money & Securities
  • Errors and Omissions Liability
    • Pre-Funded Funeral Services
    • Exhumation Expense
    • Product Recall & Correction of Work (Printers)
  • Outdoor Signs
  • Cyber Suite
  • Employee Dishonesty
  • Employment Practices Liability Insurance
  • Professional Liability 
    • Barber Shop/Beauty Salon
    • Funeral Directors
    • Photographers
    • Printers
  • Spoilage and Contamination

Additional Coverages

Our coverage has evolved to help protect you from today’s concerns. Our additional coverage also includes:

  • Business Auto
  • Workers' Compensation

Eligibility Considerations

Eligible

Ineligible

  • Five locations or fewer
  • 3-D printing
  • Property values per location of $5M or less
  • Acid peels, body massage, microdermabrasion, hair replacement, hydrotherapy/saunas, tanning
  • Up to 50 employees 
  • Ambulance services 
  • Gross sales per location of $6M or less 
  • Child care/day care/adult day care services 
  • 35,000 square feet or less 
  • Credit reporting agencies
  • Buildings less than 70 years in age OR with acceptable updates
  • Ear or body piercing, ear candling, tattooing
  • Two or fewer claims in the last three years 
  • Newspaper, periodicals or book publishing
  • Annual gross sales derived from off premises operations of 25% or less
  • Operations open past 12 AM
  • No packaging or repackaging of products to be sold under the insured's own label 
  • Security and patrol agencies 
 
  • Solid/hazardous waste collection 

Are you a small business insurance agent? Grow your business with GuideOne. 

Become a Guideone Agent today