Flood Preparedness
April showers bring May flowers! Heavy rain and springtime thawing often lead to flooding—the most common disaster in the United States. Flooding may occur due to various reasons in the spring:
- Spring thawing causes excess water to spill over the banks of lakes, streams and rivers.
- Heavy spring rains cause oversaturated grounds, overfilled storm drains or overfilled bodies of water.
- Flash flooding from intense rainfall causes rapid flooding in low-lying areas.
- Levees and dams may erode or weaken overtime.
It’s important to take the time to prepare your organization and facilities for flood season, no matter where you’re located. Around one in five flood-insurance claims occur in low or moderate flood-risk zones (Federal Emergency Management Agency).
Before a Flood
Make sure your organization is flood-ready this spring! You can take these simple steps to prepare your buildings and facilities:
- Create and practice a flood evacuation plan.
- Build an emergency kit.
- Clear debris from gutters and downspouts.
- Review your insurance coverage.
If your organization is actively threatened by a flood due to predicted heavy rains or another source, you can take further protective steps for your organization:
- Move important papers and valuables to a safe, dry location such as a safe-deposit box or waterproof container.
- Raise electrical components and anything important or hazardous above the projected flood elevation.
- Turn off utilities and disconnect electrical appliances.
If your organization will need to fill and place sandbags, review this guide from North Dakota State University County Extension Offices.
During a Flood
During an acute flood risk, pay close attention to local authorities so you know whether you should stay in place, move to higher ground or evacuate. Remember these important guidelines during a flood:
- Do not attempt to go through flood water by walking, swimming or driving.
- Avoid crossing bridges over rapidly-moving water.
- Return to the building only when authorities indicate it’s safe to do so.
Brian Gleason, GuideOne’s Senior Risk Manager, advises business owners to “cease operations and immediately evacuate if water has entered the facility and is anywhere near electrical service.”
After a Flood
After local authorities have advised it is safe to return to your property, you should begin an initial inspection for damage to the building or facilities:
- Check for structural damage to buildings.
- Contact the appropriate professionals if you suspect damage to water, gas, electric or sewer lines.
- Remove any wet contents from your building or property to prevent molding.
You may be able to limit the impact of flooding by preparing in advance. If your organization is able to aid others following a flood, consider these ways you may be able to serve your community:
- Packing, storing or distributing relief kits.
- Setting up charging stations for cell phones, battery-powered tools or portable power banks.
- Offering a sanitary kitchen for preparing or serving meals.
- Connecting with a local organization to volunteer in your community.
Floods are very unpredictable. By knowing your organization’s risk and becoming prepared, you may lessen the damage caused by a flood. Contact your agent today with any additional flood-coverage questions.
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