Financial Strength Providing underwriting expertise and high standards of service you can trust. Our financial performance results are driven by diversification and stability strategies. Balancing our overall portfolio allows us to achieve profitable exposure and growth. Our diversification strategy affords us flexibility to refine our E&S book, while still generating strong production in our Core and Program business segments. Our company’s premium growth has been significant and favorable in terms of profit and diversification — ending 2021 with direct written premium total of $1.069B. Our balance sheet remains solid, strengthened by invested assets and stable reserves. Our continued focus on underwriting excellence and discipline will help us reinforce our strength as an organization. Being selective about our risks, having a deep knowledge of our books of business and bringing in tools and capabilities to further research and develop our underwriting practices will be of immense value to our customers, our team members and our company’s sustained growth. Message From the CEO “GuideOne’s collaborative and innovative track record has proven that the company will continue its sustainable growth well into the future. GuideOne believes this, as do its business partners. AM Best, the largest credit rating agency in the world specializing in the insurance industry, recently affirmed the Financial Strength Rating of A- (Excellent) and the Issuer Credit Rating of “a-” of the GuideOne Insurance Companies, effective June 14, 2022. With the current level of talent, knowledge and capabilities within GuideOne, it’s now a larger, more sophisticated player in the marketplace than ever before. I’m excited to see this company’s story unfold as we take the next step in our evolution toward being known as a great underwriting company.” BERNARD HENGESBAUGH, President & Chief Executive Officer