PROGRAMS

Profitable Diversification with Market Leaders

Since late 2017, GuideOne has expanded our market presence by joining forces with some of the finest, most experienced Program Administrators in the field. Together, we have built a top-tier Programs segment.

With a strong portfolio of programs today, our Program area has become one of the fastest growing Programs writers in the United States. GuideOne has rapidly made a name for itself in this segment through strong due diligence and synergistic relationships. With a focus on underwriting acumen, we continue to look for avenues to expand and diversify.

Our Board of Director commitment to Programs and our appetite for both property and casualty business along with our ability to offer:

  • nationwide admitted and non-admitted paper,
  • bundled and unbundled claim service, and
  • Program niche exclusivity

are the reasons GuideOne stands out in this crowded marketplace.  

Key Partners

GuideOne is proud to have established relationships with top-tier Program Administrators such as Align General, All Risks Ltd., Aegis, Catalytic Risk Managers, Gate Eleven, NIF, and Orchid Underwriters.  These Program Administrators have demonstrated success within their niche specialties, and we are proud of these partnerships and the results we are seeing.

Meet The Team

Rick Cullen | Senior Vice President, Programs and E&S
Rick leads GuideOne’s Programs and E&S segments and is responsible for overseeing the infrastructure, profitability and development of new Program and E&S business, in addition to guiding the success of CGA Insurance Services. Rick brought three decades of property and casualty insurance experience to GuideOne when he joined the company in 2017. Much of his previous experience focused on program development and program management. Rick also gained rich experience and leadership skills by spending time at companies including W. R. Berkley and QBE North America.
 
Jim Murakami | Vice President, Programs
Jim is responsible for the day-to-day operations of GuideOne’s Programs business segment. He’s an experienced, knowledgeable leader who brings a unique blend of underwriting acumen and program expertise to this role. Prior to joining GuideOne, Jim gained valuable experience working with large commercial carriers including W.R. Berkley, QBE North America and CNA Insurance. He earned his bachelor’s degree from the College of Business at California State University-Long Beach, and he also holds the Charter Property Casualty Underwriter (CPCU) designation.
 
Jennifer Castle | Programs Operations Analyst
Jen has 25 years of experience in the financial and insurance industries, with 20 of those years at GuideOne in various roles.  As a member of the Programs team, she is responsible for day to day program operations and ensuring seamless program onboarding and ongoing maintenance with all shared services at GuideOne.
 
Melissa Allen | Programs Director
Melissa has more than 20 years of insurance experience with GuideOne serving in a variety of roles from Agent, Underwriter, Product Development and most recently Product Management.  In her role at GuideOne, Melissa is responsible for the oversight, organic growth, profitability, underwriting and management of her programs, which are primarily package in nature.
 
Brian Christian | Programs Director
Brian has over 20 years of property and casualty experience in a variety of roles including agency operations, underwriting, compliance, product and program management.  In his role at GuideOne, Brian is responsible for the oversight, organic growth, profitability, underwriting and management of his programs focused primarily on contracting risks.
 
Joan Justvig | Programs Director
Joan brings more than 25 years of property and casualty insurance experience to GuideOne, most of which focused on primary and excess casualty lines of business both admitted and non-admitted.  Joan is responsible for the oversight, organic growth, profitability, underwriting and management of her programs, which focus primarily on casualty-driven programs.
 
Greg Scullans | Programs Director
Greg brings more than 25 years of property and casualty insurance experience to GuideOne, most of which focuses on the management of large admitted and non-admitted property Programs.  Greg is responsible for the oversight, organic growth, profitability, underwriting and cat management of his programs, which focus primarily on Catastrophic Property programs.