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Assessing Your Organization’s Electrical Exposures

Over the past several months, we shared with you a series of articles on how to identify and control the electrical exposures within your organization’s buildings:

Now it’s time to bring all this information together to ensure that your buildings’ electrical systems are as safe as possible.

The final piece is to complete a self-assessment of your buildings’ electrical systems. This electrical assessment was developed to identify any electrical concerns and take corrective action. It consists of a series of eight questions that are each given a score based on your answer. The final score is categorized by the following:

  • Low Exposure – Electrical exposures were found to be acceptable. Exposure to an electrical loss is low.
  • Moderate Exposure – Electrical exposures were found to be acceptable, however, further electrical risk assessments completed by a qualified licensed electrical contractor are recommended.
  • High Exposure – A score in this category indicates a high probability of suffering an electrical loss. A comprehensive inspection of the entire electrical distribution system should be completed by a qualified licensed electrical contractor.

It is recommended that this self-assessment be completed on all buildings on an annual basis.

We hope that this series on electrical safety has been beneficial. By incorporating these safety measures into your organization’s overall safety/risk management program, your chances of suffering an electrical-related loss will be reduced and you will be better-equipped to protect staff and visitors all while keeping your premises properly maintained.

To further enhance your electrical knowledge and safety, we developed an Electrical Safety Guide to assist you in addressing additional issues associated with the different types of electrical exposures.

© 2024 GuideOne Insurance. GuideOne® is the registered trademark of the GuideOne Insurance Company. All rights reserved. This material is for informational purposes only. It is not intended to give specific legal or risk management advice, nor are any suggested checklists or action plans intended to include or address all possible risk management exposures or solutions. You are encouraged to retain your own expert consultants and legal advisors in order to develop a risk management plan specific to your own activities.